https://youtu.be/5VqVoNahhqw I have mixed feelings about TSP loans. For some they can be a savings grace in a bind but they are often misused. We all know that unexpected things happen in life and ideally none of us would ever have to touch our retirement savings to cover Read more…
https://youtu.be/xHbF1yRjiyI The TSP is an incredible tool in preparing for retirement and thousands have become millionaires within its funds. But as all experienced feds know, not all the TSP funds are created equal. For example, if someone invests 100% in the G fund then he/she will generally have Read more…
https://youtu.be/VLW8hq-uRtU By the time someone gets to the end of their career, they are generally really good at saving for retirement. In the finance world, we call this the accumulation phase. But as people retire, they leave the accumulation phase and enter the distribution phase or the phase where Read more…
https://youtu.be/jjkVFuAm75M Planning for retirement is a big deal. It is often compared to climbing a mountain and getting to the top (aka retirement) is a big accomplishment. But like all hikers and adventurers know, the journey isn’t over once you get to the top of the mountain. You still Read more…
https://youtu.be/pdZ0v2ng_a8 I get questions all the time from federal employees all around the country (and the world) about the TSP (Thrift Savings Plan) and IRAs. Some of these questions include: -What are the pros and cons of investing in IRAs over the TSP? -Can I invest in both Read more…
https://youtu.be/iOFlxU93bUs The TSP is an emotional thing. It is an essential retirement planning tool and no one wants to run out of money in retirement. This is why it is so important to have a strategy that allows you to almost never lose money in the TSP. Here Read more…
https://youtu.be/T85GUVMQ9jA The 4% rule has become a very popular rule of thumb over the past few years and for good reasons. It is simple to understand and pretty conservative. And for those that aren’t familiar with the 4% rule, the 4% rule was designed as a strategy to not run Read more…
