If you are on vacation to another country and need emergency medical attention the vast majority of FEHB (federal health insurance) plans will cover it. However, if you are overseas for an extended period of time very few FEHB plans cover normal (non-emergency) medical care in other countries. Read more…
Yikes! Survivor Benefits on your FERS pension is expensive! There has got to be a better way to make sure your spouse is financially okay, right? Life insurance has got to be cheaper, right? Maybe, but there are some curveballs 🙂 Sticker Shock You better Read more…
If you are over 50 and still have FEGLI you are losing money! Unless of course FEGLI is your only option. For most people, FEGLI prices get out of control as you approach retirement. But there are things you can do about it. What Part Again? Read more…
https://youtu.be/lqCLuP8FqSY FEGLI (your federal life insurance) has major extremes in retirement. It can be your saving grace or just crazy expensive and not worth it at all. It all comes down to what parts of FEGLI you choose to take with you into retirement. Background FEGLI Read more…
https://youtu.be/MACt3SpGaT4 FEHB (your federal health insurance) is one of the most valuable and rare benefits that you have as a federal employee. And as long as you are eligible, you and your spouse can enjoy this benefit beyond your career and for the rest of your life. But Read more…
https://youtu.be/GJodW4amK3U Some of your federal benefits are incredible! But I wouldn’t go that far about your Dental/Vision (FEDVIP) insurance. Is it worth having now and into retirement? Or is there a better way? Is It Worth Having At All? In a nutshell, here is how Read more…
Picking a FEHB (Federal Employee Health Benefit) plan can be scary but this guide will walk you through all the things you need to think about to make the best decision for you. And feel free to use the links in the Table of Contents below to jump to the Read more…
https://youtu.be/lMVQSZrmVDw The cheapest way to pay for long term care is to not get insurance, cross your fingers you never need it, and pray. And this strategy works great… some of the time. But for those that aren’t gamblers, here are some other strategies to consider. What Read more…
https://youtu.be/Oj1GQ93-Fks FEGLI (life insurance) prices can be very sneaky. They come right out of your paycheck and the price often goes up without an announcement. And to be frank, few people actually know what they are paying and if it is worth it. But now you’ll know. Read more…
https://youtu.be/CVJp7_8gpm8 FEGLI is great until you look at the price tag. As you age FEGLI (option B) sky rockets in price. So is FEGLI the best option for you? Here are some of the best alternatives. P.S. You can use this calculator to see how your Read more…
