Beneficiary designations are one of those things that most employees fill out when they’re first employed and never think about much after that. But most people don’t know that these designations are extremely powerful. They will overrule a will or other estate documents every time. This means that regardless of Read more…
A federal employee has a lot of options when retirement comes. With just about every benefit that employees enjoy, a decision will have to be made on how to use that benefit in retirement. One of these decisions that will make a huge impact over the course of a retirement Read more…
Your TSP is an incredible investment tool, especially during your career. The question, is it worth keeping in retirement? Many people suggest that it always makes sense to roll your TSP into an IRA. But this isn’t always the best for everyone. Let’s dig into the pros and cons. Pros Read more…
The G-fund is an incredibly unique fund that isn’t available anywhere else in the world other than in the TSP. When investing in the G-fund you have a guarantee from the U.S. Government that you will not lose money in this fund. It also guarantees the return of long-term treasuries Read more…
Following President Trump’s executive order confirming federal employee pay raises, the average employee will receive a 3.1% pay raise. Now, we all know what often happens when we get a raise. The first few paychecks are really exciting and the extra pay feels like a nice bump. Then, we adjust Read more…
Many people have heard of a Roth IRA but what is a Roth TSP and how is it different from the regular TSP? Let’s get into it. The main difference between the regular TSP and the Roth TSP is when you pay taxes. For the regular TSP, your contributions are Read more…
