https://youtu.be/sJrdC0_2oag I am always a big fan of anything that makes life simpler and easier. And the new spillover provision for TSP is going to do just that. For those that haven’t heard about the details yet, let me catch you up. TSP Spillover Provision Basics First, Read more…
https://youtu.be/Wg3HOBoNMdI We all have heard that we should invest aggressively while we are young and then be more conservative as we get older and approach retirement. But for many, it can be hard to know what this actually means in practice. In this article, I’ll share my strategy and Read more…
Dave Ramsey answers questions from all over the world on his very popular radio show. And over the years, he has gotten many many questions from federal employees about their tsp and retirement. In general, Dave Ramsey has some great advice. But sometimes it doesn’t apply perfectly to Read more…
https://youtu.be/Udh6hr-IzIE The L funds have done a lot of good but are often misused. They often start as a great solution but for most people, they get worse as they approach retirement. But before I get started, I have to say that this article is not meant to be Read more…
I speak with federal employees all the time from all around the world. I get questions about the FERS pension, Social Security, FEHB, and much more. But the one topic that I get the most question about has always been the TSP. Many TSP questions are straightforward to answer. Read more…
The G Fund is incredibly unique. It is the one TSP fund that the government guarantees won’t lose money. But as many feds have found out, you are also guaranteed to not earn much either. But interestingly enough, this hasn’t always been the case. Back in the late 80’s and Read more…
I love the Roth TSP. It is an incredible wealth building tool. However, most feds that I talk to don’t use the Roth TSP at all. Before I dig into some of the reasons why this might be, let’s get some of the basics straight. https://youtu.be/Kd5fxCHl6hI The Basics The main Read more…
There are many things in life that sound similar but can be quite different. Take cement and concrete for example. Most people think they are the same thing but don’t say that to a guy that pours concrete all day. Or take jam and jelly. They sound similar but some Read more…
The TSP can be a powerful wealth accumulation tool, especially when used wisely. Here are the top three mistakes that Feds makes with their TSP. Not Starting Early When it comes to investing, time and compound interest are key. When those two things get together, the results can be incredible. Read more…
I talk with a lot of federal employees all over the world and most feds are wondering the same thing. They ask, “What is the best TSP allocation”? And because it would be impossible to talk to everyone personally, I thought I’d share the perfect allocation here. It is 30% Read more…
