Retirement Planning
When Both Spouses Shouldn’t Delay Social Security
https://youtu.be/2Y8ZDDamW1A Social Security is one of those topics that have extreme opinions on the opposite sides of the spectrum. One camp says to delay benefits as long as possible while the other camp says to get benefits while you can by filing at 62. Both arguments have some merit Read more…
Social Security
Is Social Security Taxed Twice? Sometimes
https://youtu.be/yG3ipcK2PV4 I talked to federal employees all the time and many are surprised by the fact that their social security can be taxed in retirement. After all, payments into the system (at least by employees) are made with after-tax dollars. Most people believe that it is simply unfair to Read more…
FERS Supplement
Read This Before You Get a Job in Retirement
https://youtu.be/tn7fvRZ-2VY Generally, people get jobs (either part time or full time) in retirement for one of 2 reasons. First, they want the extra income. Second, they want something to do. Either of these reasons may be plenty of motivation to get a job or even start a business but Read more…
Estate Planning
How to Never Lose Money in The TSP
https://youtu.be/iOFlxU93bUs The TSP is an emotional thing. It is an essential retirement planning tool and no one wants to run out of money in retirement. This is why it is so important to have a strategy that allows you to almost never lose money in the TSP. Here Read more…
Retirement Planning
When to Leave FERS for the Contracting Side
https://youtu.be/Za60XK032zY Working for the federal government has a ton of great perks with great benefits and job security being at the top of the list. But with that being said, is there a time that it would make sense to leave federal service for the contracting side? Many federal Read more…