A common question among federal employees is, “when is the earliest I can retire?” It would be great to have a simple answer to that question. Federal employees have the ability to retire at many different ages depending on their years of service and what benefits they prefer to have Read more…
I’ve got good news and bad news. Bad news: Some federal employees will be forced into Medicare whether they want to or not. Good news: But for now, this new rule only applies to USPS employees. But if it goes well then they’ll probably come for everyone Read more…
https://youtu.be/jph5RZNWBkk Your TSP (Thrift Savings Plan) is an awesome place to save for retirement and get tax benefits. But what happens to your TSP when you die? Where does it go? Who has to pay taxes/penalties? When do they have to withdraw it? This article will help Read more…
https://youtu.be/c0ClawiMchk Question Both my husband and I work for a VA. I will be retiring soon but he will still be working for a couple years after me. I plan on providing a survivor benefit for him because he will only have worked for the VA for 5 years so Read more…
https://youtu.be/wVgPefJIvRg
https://youtu.be/z6-jCgcf8EA There are countless ways to lower your taxes in retirement. But can any of these strategies get you to $0 in taxes? And if they could, is the juice worth the squeeze? How to Get to $0 in Taxes There are only 2 ways to Read more…
https://youtu.be/MACt3SpGaT4 FEHB (your federal health insurance) is one of the most valuable and rare benefits that you have as a federal employee. And as long as you are eligible, you and your spouse can enjoy this benefit beyond your career and for the rest of your life. But Read more…
https://www.youtube.com/watch?v=iqw0mXHOB_8 If you have any unused sick leave on the books when you retire then it can help increase your pension for the rest of your life. But only if some criteria are met. What it Gets You Your pension is based on your high-3 salary, your years of service, Read more…
https://youtu.be/DjZDjBUzx2g Nobody wants to run out of money in retirement. Many choose to work longer in efforts to avoid this problem. But not having enough life for your money is a massive problem as well! Life Is Shortish Working an extra year or two often feels Read more…
