Retirement Planning
Questions and Answers: 20% Withholding on TSP Money!
https://youtu.be/H1ZekadHhvQ
TSP/Investing
Which L Fund is The Best?
The L funds are a very popular choice especially now that they are the default investment for new employees. Consequently, a question that I get all the time is, “Which L fund is the best?” And while there is certainly not a “Best” option, there are dramatic pros and cons Read more…
Retirement Planning
Can You Retire With Only $250,000 in Your TSP?
https://youtu.be/gLB-dHX7ia8 Numerous studies have agreed that the #1 concern that people have who are moving into retirement is running out of money. And this is completely understandable. None of us want to have to get a job at Wal-Mart just to make ends meet in retirement. We all want Read more…
TSP/Investing
Don’t Miss Your Full TSP Match With The New Spillover Provision
https://youtu.be/sJrdC0_2oag I am always a big fan of anything that makes life simpler and easier. And the new spillover provision for TSP is going to do just that. For those that haven’t heard about the details yet, let me catch you up. TSP Spillover Provision Basics First, Read more…
Retirement Planning
How To Protect Your TSP in Retirement
https://youtu.be/Wg3HOBoNMdI We all have heard that we should invest aggressively while we are young and then be more conservative as we get older and approach retirement. But for many, it can be hard to know what this actually means in practice. In this article, I’ll share my strategy and Read more…
TSP/Investing
What Dave Ramsey Thinks About The TSP
Dave Ramsey answers questions from all over the world on his very popular radio show. And over the years, he has gotten many many questions from federal employees about their tsp and retirement. In general, Dave Ramsey has some great advice. But sometimes it doesn’t apply perfectly to Read more…
TSP/Investing
The Ugly Side of the L Funds
https://youtu.be/Udh6hr-IzIE The L funds have done a lot of good but are often misused. They often start as a great solution but for most people, they get worse as they approach retirement. But before I get started, I have to say that this article is not meant to be Read more…
Estate Planning
Why Financial Advisors Shouldn’t Tell You How To Invest Your TSP
I speak with federal employees all the time from all around the world. I get questions about the FERS pension, Social Security, FEHB, and much more. But the one topic that I get the most question about has always been the TSP. Many TSP questions are straightforward to answer. Read more…