https://youtu.be/h2cQ5GwZIQw Making the most of your money often comes down to not exposing yourself to too much risk. But we have to remember that there are many types of risk in this world and being too aggressive with your investments is just one of them. For example, most Read more…
https://youtu.be/qSzbLLWZINw Knowing how much money you need to retire comfortably is often a difficult question to answer. There are a lot of opinions on the internet which can make it very difficult for the average joe to know what advice to follow. Recently I came across Dave Ramsey’s Read more…
https://youtu.be/qsCnFljfQZA Question 1: At age 57, I’ll have 34 years of service. Can I retire at 57 (my MRA), receive the FERS Supplement, and use a 1.1% multiplier or just 1%? Answer 1: No you cannot get a 1.1% multiplier if you retire before age 62. To be eligible for Read more…
https://youtu.be/PYrqI7np-oE It is often much easier to not worry much about the market when we are still far from retirement. However, as we approach retirement, it often takes much more emotional fortitude to stick to a long-term strategy when the market is volatile. But one thing that we Read more…
Question 1 Just found your page and it looks really helpful. I am stuck in a retirement training through my agency and it is useless. So started googling and found your articles. Do you have any articles on how to retire long before your MRA (40s/50s)? Along the lines of Read more…
Your TSP is an incredibly important part of your retirement plan. It is often the only type of your retirement income that you can directly control. While your pension and Social Security are important as well, they are pretty much fixed once you retire. Your TSP offers flexibility Read more…
https://youtu.be/5VqVoNahhqw I have mixed feelings about TSP loans. For some they can be a savings grace in a bind but they are often misused. We all know that unexpected things happen in life and ideally none of us would ever have to touch our retirement savings to cover Read more…
https://youtu.be/xHbF1yRjiyI The TSP is an incredible tool in preparing for retirement and thousands have become millionaires within its funds. But as all experienced feds know, not all the TSP funds are created equal. For example, if someone invests 100% in the G fund then he/she will generally have Read more…
https://youtu.be/VLW8hq-uRtU By the time someone gets to the end of their career, they are generally really good at saving for retirement. In the finance world, we call this the accumulation phase. But as people retire, they leave the accumulation phase and enter the distribution phase or the phase where Read more…
