https://youtu.be/jD0ZUtM6Xps Don’t get me wrong, retirement can be an incredible season of life. I have lots of clients that absolutely love retirement. But it is far from a fix-all. Some things simply follow you into retirement. Sticky Additude There was a couple driving on the Read more…
https://youtu.be/8ndXfwNGtkI A pension estimate from your agency (or online tool) can be a great way to know what you’ll get in retirement. But most estimates are far from perfect and can be misleading if you don’t know what you are looking for. Taxes Taxes On almost all Read more…
https://youtu.be/LQ6hAZfewVY To do well in your TSP you have to be an expert, right? You have to study the markets for hours everyday to know exactly when to buy and when to sell. Fortunately, neither of those statements are true. Anyone can do exceptionally well in their TSP just by Read more…
https://youtu.be/5QT0K2v_i8w I worked with a federal employee last year who was really excited for retirement. He had prepared well and only had 4 years left. Then everything changed. Over a single weekend, his spouse was diagnosed with a life threatening disease and his oldest son died in a Read more…
https://youtu.be/lRTqJVKBRog vTSP loans can be really helpful in a pinch and many federal employees end up using one at some point. But what impact do they have on your retirement? Is it as bad as people say? The Nitty Gritty To understand the impact of TSP loans Read more…
https://youtu.be/cNYB9jzuGnY Being poor is not fun but looking poor to the government can be really helpful in retirement. Afterall, the government only cares about a few things so it is very possible to be very well off without the IRS seeing it (completely legally). Invisible Net Worth The IRS rarely Read more…
https://youtu.be/v8bTIXYEI8E We all know that the TSP is important in retirement. But there are 4 other assets that are often overlooked but are key factors in having a great retirement. Afterall, I don’t know anyone that wants just an “okay” or “average” retirement. I certainly want an Read more…
https://youtu.be/CVJp7_8gpm8 FEGLI is great until you look at the price tag. As you age FEGLI (option B) sky rockets in price. So is FEGLI the best option for you? Here are some of the best alternatives. P.S. You can use this calculator to see how your Read more…
https://youtu.be/1_Q7nSqsPnk Should I Move My Money Out of the TSP Once I Retire? But the TSP has come a long way. It isn’t perfect but it is a lot better. But are there still some reasons to pull your money out of the TSP? For The Read more…
https://youtu.be/cz3oCcaweoU An amazing and happy retirement is 20% money and 80% everything else. Getting your money right is a great start but you certainly can’t stop there. Here are 7 things that happy retirees do (most of which cost $0). Get Organized The happiest retirees have Read more…
