https://youtu.be/FBliQZeH5nQ For many federal employees, retirement planning conversations often include a familiar saying: “Move everything into the G Fund when you get close to retirement.” This advice, passed around at the stereotypical water cooler, may sound safe, but it’s one of the most dangerous financial moves a federal employee can Read more…
https://youtu.be/0zIAES1QTEA As a federal employee, you have access to one of the most complex benefit systems in the country—complete with the Thrift Savings Plan (TSP), FERS or CSRS pensions, FEGLI life insurance, retiree health coverage (FEHB), and more. While these benefits can be incredibly valuable, they can also be confusing Read more…
https://youtu.be/Zgh0tkyKsnQ If you’re a federal employee approaching retirement, chances are you’ll have some unused leave on the books. The big question is: What happens to it? Does it boost your pension? Do you get paid for it? Or is it better to “burn” it before you go? The answer depends Read more…
https://youtu.be/DEbFbVKZyBk Federal employees often find themselves standing at financial and emotional crossroads: Should they retire early and enjoy more years of freedom, or keep working to maximize their pension and build greater financial security? Unfortunately, you can’t do both. You cannot retire early and also get the absolute largest pension Read more…
https://youtu.be/Aav6n9N8104 Let’s talk about estate planning. Now before you click away thinking, “I’ll deal with that later,” I urge you—please hang with me. Estate planning may not be fun, but it is one of the biggest gaps I see in federal employees’ retirement plans. And that’s a problem. You’ve Read more…
https://youtu.be/njuBp_E2ors For federal employees, one of the most important retirement benefits is the Cost-of-Living Adjustment (COLA). COLAs help ensure that your retirement income keeps pace with inflation over time. Without these adjustments, your pension would lose purchasing power every year—and what once felt like a comfortable retirement could quickly become Read more…
https://youtu.be/NRPkCFnu1ow For many federal employees, becoming a TSP millionaire might sound like a lofty goal—but it’s far more attainable than you might think. Every day, we speak to federal employees who’ve reached or are well on their way to that milestone. These aren’t hedge fund managers or financial gurus. Read more…
https://youtu.be/CzkkkOzHARE Federal employees have access to complex benefits like the Thrift Savings Plan (TSP), FERS or CSRS pensions, FEGLI, and more. A generic financial advisor might not know how to maximize these tools—or could even steer you in the wrong direction. So how do you find someone who’s the Read more…
https://youtu.be/ANnFuVaNAiI You’ve worked hard to earn your benefits—now it’s time to make sure you keep more of them. After working with thousands of federal employees over the years, one of the biggest regrets we hear is, “I wish I had started these tax-saving strategies earlier.” The good news? Whether you’re Read more…
https://youtu.be/2hWCgU7QjlY As a federal employee, you’ve dedicated years or even decades of service to your country, and along the way, you’ve built a significant nest egg through your Thrift Savings Plan (TSP), pension, and other benefits. But as many of the federal employees we’ve worked with have learned—often too late—saving Read more…
