https://youtu.be/O8LnIKRKRNQ The FERS Supplement or the Special Retirement Supplement is a nice benefit to fill the gap between retirement and age 62. Unfortunately, there is a ton of misinformation about how this benefit works and who gets it. Here are some of the big misunderstandings that I have seen. Read more…
https://youtu.be/H1ZekadHhvQ
When one spouse is a federal employee there are a number of strategies that often make sense to make sure the other members of their family enjoy all the FERS benefits. But when both spouses are FERS federal employees, there are 3 main decisions that will be a little Read more…
https://youtu.be/onPrNofS-0c As a FERS employee, your pension is often a key part of your retirement plan. It provides an income stream for the rest of your life with increases for inflation. It is an extremely valuable benefit to have. A question that many FERS ask as they retire is Read more…
https://youtu.be/9jJWUFgvAZc A big part of being financially fit is managing risk. For example, to manage the risk that we die prematurely, we get life insurance. To manage the risk that one company will go out of business, we invest in a diversified portfolio. Risks will always be present Read more…
https://youtu.be/E0B9xiWgkdQ Retirement is a strange transition for many people. We are no longer using a paycheck to pay our bills. We are now relying on a mixture of fixed income and investment income to get us through the rest of our lives. Because of these changes, the types of Read more…
https://youtu.be/TVlkiL9YDOQ In working with federal employees, there are two main approaches to planning for retirement that I have seen. The first are those that know exactly what type of retirement they want and they plan for and use their benefits and investments to make their dream happen. The second however, Read more…
