Retirement Planning
The FERS Pre-Retirement Course: The Ultimate Guide
https://youtu.be/bCKXDGjEplY Course Details
TSP/Investing
Q&A: Does The TSP Work in Retirement?
https://youtu.be/DP6ITRdbZmQ Question Regarding employees who leave federal service before retiring: Can you tell us about the process for applying to receive a refund on FERS, yes FERS, contributions. Answer If you want to get a refund for your retirement contributions then you need to fill out SF 3106 and Read more…
Retirement Planning
Do You Really Only Need 80% of Your Income In Retirement?
https://youtu.be/K8dzfTYq5gc
FERS Pension
Mistakes on Agency Pension Estimates
As a federal employee approaches retirement a very natural thing to do is to request a pension estimate from their HR. This document can be a great start in knowing what sort of income you’ll have in retirement. But unfortunately, agency estimates are not perfect or in some cases, Read more…
Retirement Planning
Q&A: 10% Bonus and “Annuity” Supplement
https://youtu.be/L4vx01Z-tNg Question At age 60 would I have to take out a TSP annuity to get the “annuity supplement”? Answer Great question. I believe the question stems from a confusion in the words we are using for the different benefits. The FERS pension that many FERS get is the Read more…
TSP/Investing
Don’t Make This Big TSP Retirement Mistake
https://youtu.be/h2cQ5GwZIQw Making the most of your money often comes down to not exposing yourself to too much risk. But we have to remember that there are many types of risk in this world and being too aggressive with your investments is just one of them. For example, most Read more…
Retirement Planning
How Much Dave Ramsey Says You Can Spend in Retirement
https://youtu.be/qSzbLLWZINw Knowing how much money you need to retire comfortably is often a difficult question to answer. There are a lot of opinions on the internet which can make it very difficult for the average joe to know what advice to follow. Recently I came across Dave Ramsey’s Read more…
Retirement Planning
Q&A: How Often You Can Touch Your TSP
https://youtu.be/qsCnFljfQZA Question 1: At age 57, I’ll have 34 years of service. Can I retire at 57 (my MRA), receive the FERS Supplement, and use a 1.1% multiplier or just 1%? Answer 1: No you cannot get a 1.1% multiplier if you retire before age 62. To be eligible for Read more…
FEGLI
Getting the Most of FEGLI (Federal Employee Group Life Insurance): The Ultimate Guide
Life insurance often plays a critical role in being financially prepared for the future and protecting our families. But like many of the great benefits that federal employees enjoy, there are a lot of details and nuances that few understand. And many of these details are critical to getting Read more…
TSP/Investing
TSP Investment Strategy for Retirement
https://youtu.be/PYrqI7np-oE It is often much easier to not worry much about the market when we are still far from retirement. However, as we approach retirement, it often takes much more emotional fortitude to stick to a long-term strategy when the market is volatile. But one thing that we Read more…