Retirement Planning
Enjoying the Go-Go Years of Retirement
https://youtu.be/c_paxTtsrKk When we think of retirement we often just group the last 20-30 years of our life together as one big stage of life. But 30 years is a long time and more and more research is coming out on 3 distinct stages in retirement. Most commonly, these stages Read more…
Retirement Planning
When Both Spouses Shouldn’t Delay Social Security
https://youtu.be/2Y8ZDDamW1A Social Security is one of those topics that have extreme opinions on the opposite sides of the spectrum. One camp says to delay benefits as long as possible while the other camp says to get benefits while you can by filing at 62. Both arguments have some merit Read more…
Social Security
Is Social Security Taxed Twice? Sometimes
https://youtu.be/yG3ipcK2PV4 I talked to federal employees all the time and many are surprised by the fact that their social security can be taxed in retirement. After all, payments into the system (at least by employees) are made with after-tax dollars. Most people believe that it is simply unfair to Read more…
FERS Supplement
Read This Before You Get a Job in Retirement
https://youtu.be/tn7fvRZ-2VY Generally, people get jobs (either part time or full time) in retirement for one of 2 reasons. First, they want the extra income. Second, they want something to do. Either of these reasons may be plenty of motivation to get a job or even start a business but Read more…