https://youtu.be/5QT0K2v_i8w I worked with a federal employee last year who was really excited for retirement. He had prepared well and only had 4 years left. Then everything changed. Over a single weekend, his spouse was diagnosed with a life threatening disease and his oldest son died in a Read more…
https://youtu.be/Oj1GQ93-Fks FEGLI (life insurance) prices can be very sneaky. They come right out of your paycheck and the price often goes up without an announcement. And to be frank, few people actually know what they are paying and if it is worth it. But now you’ll know. Read more…
https://youtu.be/lRTqJVKBRog vTSP loans can be really helpful in a pinch and many federal employees end up using one at some point. But what impact do they have on your retirement? Is it as bad as people say? The Nitty Gritty To understand the impact of TSP loans Read more…
https://youtu.be/cNYB9jzuGnY Being poor is not fun but looking poor to the government can be really helpful in retirement. Afterall, the government only cares about a few things so it is very possible to be very well off without the IRS seeing it (completely legally). Invisible Net Worth The IRS rarely Read more…
https://youtu.be/v8bTIXYEI8E We all know that the TSP is important in retirement. But there are 4 other assets that are often overlooked but are key factors in having a great retirement. Afterall, I don’t know anyone that wants just an “okay” or “average” retirement. I certainly want an Read more…
https://youtu.be/CVJp7_8gpm8 FEGLI is great until you look at the price tag. As you age FEGLI (option B) sky rockets in price. So is FEGLI the best option for you? Here are some of the best alternatives. P.S. You can use this calculator to see how your Read more…
https://youtu.be/1_Q7nSqsPnk Should I Move My Money Out of the TSP Once I Retire? But the TSP has come a long way. It isn’t perfect but it is a lot better. But are there still some reasons to pull your money out of the TSP? For The Read more…
https://youtu.be/cz3oCcaweoU An amazing and happy retirement is 20% money and 80% everything else. Getting your money right is a great start but you certainly can’t stop there. Here are 7 things that happy retirees do (most of which cost $0). Get Organized The happiest retirees have Read more…
https://youtu.be/OzbsSFc3kaU Some states are expensive to live in and some are expensive to die in. But before you get too sad about it, most of you probably won’t owe any death taxes. But some of you will. It depends on where you live and how much you have. What Read more…
https://youtu.be/j8xqlucwhSI Investing in the TSP gets way overcomplicated! With just a few searches online you’ll see that everyone and their dog has a different opinion on what you should do with your money. But the TSP does not have to be complex. It can be as easy Read more…
